One Licence. Your Own Payments Platform.
The Platform Edition gives a licensed operator in a Global Frontier country a ready-to-run, white-labelled URCASH platform. You bring your local market and regulatory permissions. URCASH provides the technology.
Bank-to-Bank Payments
Move funds directly between bank accounts. Your PSP pulls the payment from the payer's bank and pushes it to the payee's bank settled in the same currency, end to end.
Onboard Your Own PSP
Connect the Payment Service Provider you already work with, or appoint a new one. The platform exposes a standard integration so your PSP plugs straight in.
White-Labelled to You
Run the platform under your own brand, on your own country sub-domain, with your own pricing, customers and support.
Fully Managed SaaS
Hosting, security, updates and uptime are handled by Excent. There is no infrastructure for you to build, patch or scale.
Same-Currency Settlement
Payments are pulled and pushed in a single currency. No FX exposure inside the flow the amount sent is the amount received.
Operator Dashboard
Monitor transactions, reconciliation, settlement and reporting from one console built for licensed operators.
From Licence to Live in Four Steps
Apply for a Licence
Tell us your country and confirm you hold or are pursuing the required regulatory approval to operate payments locally.
Onboard Your PSP
Connect your chosen Payment Service Provider to the platform using the standard integration. We support your technical onboarding.
Configure & Brand
Set your branding, pricing and supported banks. Run test transactions in a sandbox before going live.
Go Live
Launch your bank-to-bank payments product to customers in your market on a monthly fee plus revenue-share basis.
Pull from One Bank, Push to Another
Your PSP handles the movement of money. URCASH provides the platform that orchestrates, records and reconciles every transaction.
The PSP pulls the payment from the payer's bank account and pushes it into the payee's bank account both legs in the same currency. The URCASH Platform Edition sits in the middle: it initiates, tracks, reconciles and reports on every transaction so you can operate with full visibility and control.
Important: Regulatory Approval Is Required
The URCASH Platform Edition is a technology licence only. You the licensed operator are responsible for obtaining and maintaining all regulatory approvals, licences and authorisations required to launch and operate a payments product in your country.
Before you can go live, you must be able to demonstrate that you and your appointed PSP hold the necessary permissions, which typically include:
- Authorisation or licensing as a payment institution / PSP from your national regulator or central bank.
- Compliance with local AML/CFT, KYC and data-protection laws.
- Any settlement, clearing or bank-partnership approvals required in your market.
URCASH does not provide regulatory, legal or compliance advice and is not authorised or regulated by the Financial Conduct Authority (FCA). Onboarding is subject to verification of your permissions.
A Monthly Fee Plus a Revenue Share
Simple, predictable economics. A fixed platform fee keeps the lights on; the revenue share means we only grow when you grow.
- White-labelled Platform Edition
- One PSP integration
- Bank-to-bank, same-currency payments
- Operator dashboard & reporting
- Standard email support
- Sandbox for testing
- Everything in Launch
- Up to three PSP integrations
- Priority technical onboarding
- Custom branding & sub-domain
- Advanced reconciliation & analytics
- Priority support with SLA
- Everything in Growth
- Unlimited PSP integrations
- Dedicated account & solutions team
- Volume-based revenue-share tiers
- Multi-country operator licences
- 24/7 support with custom SLA
Indicative pricing in USD, billed monthly. Final fees, revenue-share rate and currency are confirmed in your licence agreement and may vary by market. Local taxes may apply.
Is the Platform Edition Right for You?
🏢 Licensed Operators
You are a company that holds or is actively pursuing payment authorisation from the regulator in a Global Frontier country.
🤝 PSP-Ready
You already work with a Payment Service Provider, or can appoint one, to handle the pull and push of funds between banks.
🚀 Market-Focused
You want to launch a bank-to-bank payments product quickly without building and running your own platform infrastructure.
📈 Growth-Minded
You are comfortable with a monthly fee plus revenue-share model that aligns URCASH's success with your transaction growth.
58 Global Frontier Markets
The Platform Edition SaaS Licence is available across the following Global Frontier (Tier VI) markets. Markets shown as Reserved are currently allocated to an operator in onboarding — register your interest and we will notify you if they reopen. Search or filter for your country below.
Frequently Asked
What exactly am I licensing? +
Do I need regulatory approval? +
Can I bring my own PSP? +
What does same-currency settlement mean? +
How does the pricing work? +
How long does it take to go live? +
What does a "Reserved" market mean? +
Ready to Launch in Your Market?
Tell us your country and your regulatory status, and we'll walk you through the Platform Edition licence, PSP onboarding and next steps.